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UK Business FX

International business payments, built around how UK companies actually work.

Pay overseas suppliers, manage multi-currency balances and plan for FX exposure with spot and forward contracts — built for UK businesses trading internationally.

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Multi-currency
Hold, receive & pay
Global payments
International reach
FX risk tools
Spot & forwards
Illustration of a deep navy globe with glowing connection lines arcing between continents, representing international payment routes
Global networkLocal rails where available
Payments · FX · Multi-currency accountsSpot & ForwardsMulti-currencyLocal payout railsUK-based team

What we help with

Four things UK businesses ask us for.

The most common reasons companies come to us. Each links through to how it works in practice.

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How it works

A clear path from enquiry to first payment.

  1. 1

    Tell us what you need

    Share the currencies and destinations you pay, your typical volumes and timing. We come back with clear next steps.

  2. 2

    Complete your application

    A short application and the standard identity and business verification checks required for UK payment services.

  3. 3

    Start managing your payments

    Access your approved services to send, receive and convert currency, and to plan ahead for known exposures.

Send money worldwide

Start with where the money is going.

Open a destination guide to see the settlement currency, published reference rates and how UK businesses usually structure that route.

View all destinations

Reference market rates

Indicative rates, clearly labelled.

Independent daily reference rates for the major sterling pairs. Your transaction rate is confirmed separately, before you commit.

All currency pair guides

GBP / USD

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Indicative FX reference rate

Reference rates are published once per working day, so the chart shows end-of-day values rather than intraday movement. Movement shown is against the previous published value. Past movement is not an indication of future rates.

Open the GBP/USD guide

Indicative transfer estimate

Reference rate

You send

Recipient receives (indicative)

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Estimates use daily published reference rates and are for information only. They are not a quote and not an executable customer rate. No transfer is initiated from this website; your rate and any fees are confirmed before a transaction is arranged.

Currency support built around your trade flows.

What we can set up once your account is open.

  • Business payments worldwide
  • Broad currency coverage
  • Collections where available
  • FX risk tools where eligible
  • Pricing agreed before you commit
Discuss your FX requirements

Who we work with

Built for UK businesses trading internationally.

Importers paying overseas suppliers, exporters collecting in customer currencies, and professional-services firms running cross-border invoices and intercompany flows.

  • Importers & wholesalers

    Pay overseas suppliers in their preferred currency.

    • Supplier payments
    • FX hedging
    • Bulk uploads

  • Exporters

    Receive in customer currencies and convert on your terms.

    • Local collection accounts
    • Forward contracts
    • Margin protection

  • Professional services

    Manage cross-border invoices and intercompany flows.

    • Intercompany transfers
    • Recurring payroll
    • Audit-ready trails
See how we support each sector

On the record

TimeFX at a glance

UK company registration
TIMEFX LTD · 13396461
HMRC AML supervision
XDML00000164897
Registered office
20 Wenlock Road, London, England, N1 7GU
Read the full regulatory disclosure

TIMEFX LTD

TimeFX gives UK businesses international payments, FX and multi-currency tools built around how they actually trade.

Get started

Speak with our team

Tell us about your business and the currencies you work in. We will respond within one UK business day.

We respond to enquiries within one UK business day.

Apply now Make an enquiryCall +44 20 8987 8083